answer - YES!
a couple of friends of mine have been granted budgeting loans/grants from social security before to get a deposit for a house/flat. shouldn't be too much trouble.
How silly of me to deprive myself of all those things whilst I was saving for a deposit on a flat over thirty years ago. I was fresh out of local authority care and on my own. The Social Services wouldn't even give you the proce of a property supplement then.
Too right! And we used to dream of living in a corridor!
How strangle, it seems that the soilc is just as BAD as EVER![]()
How strange, it seems that the social are just as bad as ever.
I think that should explain it ;)
To be honest, I completely agree with people being able to claim unemployment or income support, but I think in other ways we should all learn to support ourselves.
If you want something, save up for it. It gives you a real value of money and makes you appreciate what you have.
To be honest, I completely agree with people being able to claim unemployment or income support, but I think in other ways we should all learn to support ourselves.
If you want something, save up for it. It gives you a real value of money and makes you appreciate what you have.
Idon't understand why anyone couldn't afford to save up for something if they are working. Yes, people are on low incomes, but if they are they can claim tax credits.
Even when myself and my boyf were living only on my wage last year we managed to save a little every month towards a house for the future. Okay it wasn't much but we did it.
But why can't they?
I don't think tax credits are a bad thing, except they aren't worked out correctly.
for example. My boyf pays maintenance through the CSA for his kids. But, we cannot claim WTC because he doesn't have the children reside with him. Therefore, we are put in a poor financial position because of this.
Where as, his ex partner claims WTC, but this only goes on her wages, so she has x number of £ in her bank which isn't taken into account which should. Simply because it increases her income.
For us, this doesn't matter so much, but, for other people it could put them in a nasty situation.
You are only allowed tax credits if you are below a certain income level. Oh, and over 25 with no children. Or anyone with children.
I think the majority of people below the poverty line are actually pensioners because their pensions didn't take into account the rises in inflation we have had previously.
End of the day if you are poor there are ways out of it. Work more, get a better paid job, or spend less. Life is tough, and everyone has to do this to get the things they want in life.
I agree that people should be able to claim unemployment benefit and other essential benefits but I am not sure about being given handouts for deposits on flats and houses. I think this has arisen because of the lack of council housing that would otherwise have been offered to hard-up people unable to afford private rents. In that sense i suppose it is justified but I can't help thinking back and remembering how I had to struggle without parental or social serives support - and I was working then.
Work more, get a better paid job
Yeah! And why not get one that gives you free healthcare and accommodation too? And pop out to the money tree and pick a few notes?
I agree with Salsa that the majority of people below the poverty line are pensioners. This government has done more than any other to raise the level of benefits and it has introduced the minumum wage. Yes, there are areas where jobs are hard to find but compared with the late 70s and early 80s, when unemployment was over three million, things are much better.
Firstly, I don't vote labour. I actually disagree with many of the policies they have in place.
However, I disagree there are no jobs. What there is are no jobs said person is willing to do.
The reason that OAP's are on the poverty line is because they lived in an age when the state pension covered your needs. These days inflation has risen and the pension hasn't kept up. Therefore these people are much worse of than they have ever been.
The things which hit all low income families are rises in prices of essentials such as gas and electric. However, the other thing which effects families is the fact that our expectations are so much higher. When I was little we walked virtually everywhere as we were a one car family and if my dad was at work we couldn't go out unless we got there on foot. If we didn't go there on foot we caught a bus. These days people 'need' a car. But they come at a price.
At the end of the day only you can control your own destiny. If you choose to accept the status quo then you have to live with the consequences. However, if you don't want to want to live with the status quo you do what you have to to drag yourself out of the poverty trap.
As for the food comment, you can eat cheaply, you just have to be clever about it. On saturday we went to the market to buy our fruit. We paid £4.20 and we had a pineapple, a melon, a big bag of oranges, 4 plumcots, 6 kiwi fruit, a bundle of banana's, a box of english strawberries, 10 apples and a lemon and a lime. Now, an hour later we went to the supermarket to get some bits and the pineapples there were £1.85 and the melons were £1.45. We buy our meat from a butcher, we get steak mince which is £3.00 for 4lb. It is freshly minced before our eyes so we know we aren't getting all the crap. This is cheaper than anything you buy from the supermarket and okay it takes a bit of organisation but bollocks, its worth it.
I can feed 2 of us ( including cooking meals for my mum and sis once a weekish) on £25 easily. This also includes treats like ice cream and chocolate.
Quote from: salsaWork more, get a better paid job
Yeah! And why not get one that gives you free healthcare and accommodation too? And pop out to the money tree and pick a few notes?
Hey, thats almost called the armed forces ( without the money tree)
I agree, I would prefer to see the people who need help get as much as they need and them to kick into touch the scroungers. But lets be realistic how are we going to stop it?
However, I think that most people need to be encouraged to help themselves. We need to teach budgeting in schools, we need to teach proper home economics. We as a society also need to lower our expectations a tad.
I’m sorry but I think you full of pi*s and wind! And nothing eles!
If there is anyone that is full of wind and pi*s on here 623 then it is you. Did you take further education to obtain your doctorate in it?
NURSE!!!!!!!!!
623 hasn't had his medication today.
LOU!!!!!!!!!!
Lock this thread or just lock 623 up.
The latter being the preferable choice.
"However, I think that most people need to be encouraged to help themselves. We need to teach budgeting in schools, we need to teach proper home economics."
We do teach this in school as part of the Every Child Matters programme, however I don't know how much they take in and I find it all a bit depressing. My husband and I have good jobs but can't afford to live in the area where I teach, where my husband is from, as the smaller homes are holiday homes for Londoners and the rest are big houses bought by rich londoners when they retire. The area around is very beautiful but this means they won't build affordable homes, if they do build it would be luxury. So how do I tell the kids they won't be able to live in the pretty village like their parents?
I don't really know much about social housing but having seen the Pram Face documentary I get the impression that money is not just handed out, and that for some people who have had a hard start in life things do look very bleak and complicated.
LOU!!!!!!!!!!
Lock this thread or just lock 623 up.
The latter being the preferable choice.
"What a load of old sh*t"
I agree, I would prefer to see the people who need help get as much as they need and them to kick into touch the scroungers. But lets be realistic how are we going to stop it?
However, I think that most people need to be encouraged to help themselves. We need to teach budgeting in schools, we need to teach proper home economics. We as a society also need to lower our expectations a tad.
I can feed 2 of us ( including cooking meals for my mum and sis once a weekish) on £25 easily. This also includes treats like ice cream and chocolate.
Do you just buy meat, veg and fruit?
Nope, it is everything, its bread or bread mix for the machine, its sandwich things such as ham, or cheese etc. Its cakes, its milk, and milkshake mix.
I forgot to add that we get our potatoes from the local farm, so we spend £4 on a half a sack of spuds. They will last forever. We also make sure that we take advantage of the 2 for 1 offers whenever they are on as this also takes the budget down.
If we want nice things like ice cream or puddings we get things from farmfoods or whatever is on offer elsewhere so it doesn't throw the budget into complete array.
Okay,I will admit we have weeks when we get stupid, we will go to waitrose and buy stupid stuff and not worry, but we can do this because we are careful 99% of the time. I am sure if I had the time and the inclination I could shop for less, I certainly did while I was off work.
I actually admire the people who are on things like incapacity benefit and manage to survive on this. They deserve all our help and assistance. Not people who just can't save to get a flat.
My pearent ARE WORKING CLASS so are my Gran/grandad , there work al ther days, but yet arrcoing to some people there not doing it right or have TOO high expseratiosn
al there want is to have a bit of spare cash at the end of each month and be able to relxing
My grandparents worked in a factory machining tools. My dad worked in the same place until he met my mum.
My dad died when he was 56, and left my mum with a sizable morgage to pay off. She had to get her first job in years when he was too ill to work because otherwise we would have lost our house. I admire my mum for being able to go out and work hard and focus on her career to get herself in a position where she is earning more than 20k a year from nothing 6 years ago.
Being working class doesn't mean anything these days, my boyfriend worked in a factory and was taking home in excess of £350 a week. He has since moved to being a warehouse controller and barely takes home £240 a week. His new occupation would be considered a white collar job, but he is worse off for it. Yes, he could earn more but I consider the dangers of working in a foundary aren't worth it and his gran begged me not to let him do this.
We made a logical choice that if he earned less money, but, we would cut down on things so we could still enjoy life. Everyone makes these choices.
I’m sorry but I think you full of piss and wind! And nothing eles!
espical the 19.57 post
This is not an acceptable way to to talk to another Forum member.
To be honest 623058 I reported the post for being abusive.
This is mean't to be a debate, therefore you write a reasoned well thought post and you don't allow yourself to get to a situation where you are personally abusive to people.
It is up to you if you wish to apologise or not. There is no point apologising if you don't want to.
but thanks to Oldspice and Kev for noticing what had happened.
I am sure if I had the time and the inclination I could shop for less, I certainly did while I was off work.
I actually admire the people who are on things like incapacity benefit and manage to survive on this. They deserve all our help and assistance. Not people who just can't save to get a flat.
This illustrates perfectly why people would rather stay on benefits than get low paid jobs. At the moment my food budget is miniscule because I haven't got a job, but this means I can make it go further as I have the time to. I can get two 15p cans of tomatoes and some leftover veg and I have a casserole that can last for three meals. But if I took the first minimum wage job that came along I wouldn't have the time to shop around and make everything from scratch. It simply isn't worth it.
Here my last repose to this post, firstly
That comment “full of pi** & wind”, well it a well know Scottish saying – I think it rubbish, everybody says it, and uses it
My parent also brought me up this morals “ To fright for what you believe in,”
SO I WILL FRIGHT.
I think the majority of people below the poverty line are actually pensioners because their pensions didn't take into account the rises in inflation we have had previously.
AND
I agree with Salsa that the majority of people below the poverty line are pensioners.
I don’t believe that, there WERE, there not anymore along with every other pensioner.
Most are out of poverty now so the majority aren’t pensioner anymore; there are still some pensioners still in poverty although some of them wont ever appley form them so .. you can make up your own minds
End of the day if you are poor there are ways out of it. Work more, get a better paid job, or spend less. Life is tough, and everyone has to do this to get the things they want in life.
Like smufy say “”Yeah! And why not get one that gives you free healthcare and accommodation too? And pop out to the money tree and pick a few notes?””
It not that simple some of you don’t understand, Job just don’t grow on trees, and though out the 80’s amount of the job’s getting loss was beyond a joke, In central Scotland there was plenty Miner, steel, ship yards, But 95% of them half gone! There have been replaced by call centre, electronic job ( both of which – there been more cuts in ) so all that left are shops, and bus driver. but there still plenty of folk that NEVER GOT Another job, In fife and in other place, there still a lot HIGH unemployment, SO how do there work more? There can’t simple no jobs, of course the college course but there a VERY VERY HIGH turn over in this, but most have mist the boat on new jobs !so there got all this nice retraining and there no jobs.
Great. Like I said there only 2 jobs going in the area, Builder, other builder trade, AND the imagrant – poles and getting those Job cas there take the cheaper rate!
I’m sorry you can vote Blue if you wont but there a lot of People WHO HATE TORYS, for what there done, my area there destroyed the mining, and then we lost our Navel base to
When Mr D Carmon visits the area, he was boo! And a lot of folk shouted “ you should be ashamed coming here”
You can vote for Mr Carom If you wont, ( I don’t know) I believe there win the next election( UK ) there have a lot of problems as the Scottish parl wont be controlled by them,
HERE WANT I; M TAKING ABOUT, I;M TAKING ABOUT PEOPLE ON THE BREAD LINE, YOU SALAS ARE NOT ON THE BREAD LINE,
On the debate, WAITROES? Who BAR none of the folk in the council areas in Edinburgh, or Glasgow and
You are acutely quite alright compared to many MANY other! This is the group I;m taking about, I would shop in waitrose nor would my parent
This is Part 1 of my reposnce
HERE Part 2. 1
I am sure if
I had the time and the inclination I could shop for less, I certainly did while
I was off work.
I actually admire the people who are on
things like incapacity benefit and manage to survive on this. They deserve all
our help and assistance. Not people who just can't save to get a flat This
illustrates perfectly why people would rather stay on benefits than get
low paid jobs. At the moment my food budget is miniscule because I haven't got
a job, but this means I can make it go further as I have the time to. I can get
two 15p cans of tomatoes and some leftover veg and I have a casserole that can
last for three meals. But if I took the first minimum wage job that came along
I wouldn't have the time to shop around and make everything from scratch. It
simply isn't worth it.
This just opens another can of worms and
will not respond to this!
This illustrates perfectly why people would rather stay on benefits than get low paid jobs. At the moment my food budget is miniscule because I haven't got a job, but this means I can make it go further as I have the time to. I can get two 15p cans of tomatoes and some leftover veg and I have a casserole that can last for three meals. But if I took the first minimum wage job that came along I wouldn't have the time to shop around and make everything from scratch. It simply isn't worth it.
I was actually off work as I was ill, not because I was not working. I have since returned to my job full time.
I agree the difference between low paid jobs and benefits isn't good. But, you have to think of the self respect the job gives you. This gives you more than a financial benefit, it is the value of self worth.
Oh, and for the record, if you get a slo cooker it can cook for you while your out. It means you have got half a chance to do stuff from scratch while your working. This is not me preaching, its giving forward a useful suggestion.
That comment “full of pi*s & wind”, well it a well know Scottish saying – I think it rubbish, everybody says it, and uses it
Lots of people around here say alot worse, however, I wouldn't use it to insult someone else. It is your choice to speak to someone in that manner, but don't justify it by saying well everyone does it.
I don’t believe that, there WERE, there not anymore along with every other pensioner.
Most are out of poverty now so the majority aren’t pensioner anymore; there are still some pensioners still in poverty although some of them wont ever appley form them so .. you can make up your own minds
Poverty
source : Help the aged
It not that simple some of you don’t understand, Job just don’t grow on trees, and though out the 80’s amount of the job’s getting loss was beyond a joke, In central Scotland there was plenty Miner, steel, ship yards, But 95% of them half gone! There have been replaced by call centre, electronic job ( both of which – there been more cuts in ) so all that left are shops, and bus driver. but there still plenty of folk that NEVER GOT Another job, In fife and in other place, there still a lot HIGH unemployment, SO how do there work more? There can’t simple no jobs, of course the college course but there a VERY VERY HIGH turn over in this, but most have mist the boat on new jobs !so there got all this nice retraining and there no jobs.Great. Like I said there only 2 jobs going in the area, Builder, other builder trade, AND the imagrant – poles and getting those Job cas there take the cheaper rate!
I don't know if you are aware of this, but, the government actually subsidise businesses to have branches in Scotland.
I don't know where you live, so I can only base this search on Glasgow, however I just found this.... It isn't a building job, or anything similar.
http://www.jobsinglasgow.com/JobDetails.aspx?id=4468
On the debate, WAITROES? Who BAR none of the folk in the council areas in Edinburgh, or Glasgow and FIFE will NEVER visit Waitrose, there wound’t even get a look! THERE WOULD NEVER GO THERE,You are acutely quite alright compared to many MANY other! This is the group I;m taking about, I would shop in waitrose nor would my parent
No,I am not on the breadline now, but we have been. We budget to afford what we want, we don't expect a money tree called social security to provide it for us. However, I have worked hard to put myself in a position which is better than my parents. I do earn a fair wage and I don't see why I should be embarassed.
But earning a wage doesn't mean I am immune to thoughts and ideas. I am aware that there are people out there who genuinely need help and assistance financially and fair play to them. I think people like that should get the money they need, I think we should weed out the people who play the system and claim when they don't need to.Therefore the system can help people more.
Yes, we occasionally go to Waitrose, but its occasionally and its not something we need to do. You are more likely to see me in Farmfoods or Iceland hunting out the bargains.
I suppose it is also worth commenting at this point that there are only two branches of Waitrose in Scotland. Both in Edinburgh, so unless people fancy a long journey to go and get their shopping i doubt they would go there.
On the PS&WD: I’m not justly it cause everyone
else using it I satiny it because it what everyone say, along with me, this is
a clash of soilltay, and living Scot us it, it a Scots way
On the issues of working family – save up, well it goes back to the staying on benefit
question, along with you have to pay – gas, electric, food, IF ALL YOU MONEY going
on thing you NEED, then how can you save for something special, how you CUT You
MAIN budget go with gas for a while?
.Being working class doesn't
mean anything these days, my boyfriend worked in a factory and was taking home
in excess of £350 a week. He has since moved to being a warehouse controller
and barely takes home £240 a week. His new occupation would be considered a
white collar job, but he is worse off for it. Yes, he could earn more but I
consider the dangers of working in a foundary aren't worth it and his gran
begged me not to let him do this. We made a logical choice that if he earned
less money, but, we would cut down on things so we could still enjoy life.
Everyone makes these choices.
AND
.
At the end of the day only you can control
your own destiny. If you choose to accept the status quo then you have to live
with the consequences. However, if you don't want to want to live with the status
quo you do what you have to drag yourself out of the poverty trap .
And
Work more, get a better paid job
I just don’t believe these comment add up,
My parent NOR would I give up a job, for
less money, My dad work as a chemnacil technician! For 33 years with a lot of highly
danargous stuff, and worked in a factory with NO flitter, and lot of dust of machines
she he could support his family, my mum did the same,
Also if you are in poverty then you can get
you SELF out of it
If you chose to be in that state then you fault, cas it
what you said
here iis IF it still wrong then I have no chiuce but to alsopgiys
Also my mum says she would rarer stay on benefit
( and have less stafciacion if not have a job) if it mean she can actually live proabely and
having to live badly unlike half those cheat on the soicla r!
The point is me and my partner live within our means. Yes he took a paycut, but that was so he could come and work here and be with me.
Now, at the time he worked in a very dangerous environment with several nasty chemicals. His grandmother worried about this and begged me when he moved here that he would have a safer job. I promised her this would be the case and he agreed that he was concerned about working with the experimental chemicals he was doing.
Those are our personal circumstances and it is a situation which suits us. Life isn't just about money and posessions, its about quality of life.
However, to someone who is saying they don't have enough cash, and they need more, work more. We are happier making sacrifices to be able to spend more time together and for my boyfriend to be safer.
Quote from: smurfboyThis illustrates perfectly why people would rather stay on benefits than get low paid jobs. At the moment my food budget is miniscule because I haven't got a job, but this means I can make it go further as I have the time to. I can get two 15p cans of tomatoes and some leftover veg and I have a casserole that can last for three meals. But if I took the first minimum wage job that came along I wouldn't have the time to shop around and make everything from scratch. It simply isn't worth it.
I was actually off work as I was ill, not because I was not working. I have since returned to my job full time.
I agree the difference between low paid jobs and benefits isn't good. But, you have to think of the self respect the job gives you. This gives you more than a financial benefit, it is the value of self worth.
Oh, and for the record, if you get a slo cooker it can cook for you while your out. It means you have got half a chance to do stuff from scratch while your working. This is not me preaching, its giving forward a useful suggestion.
I know you were off sick. I never said you weren't. Why are you assuming the comments were aimed at you? I was talking generally about life on benefits as someone who is experiencing it.
I think I can decide for myself whether cleaning toilets or stacking shelves would give me 'self-respect', thank you very much - and whether I need to spend my money on a slow bloody cooker!
I don't know if you are aware of this, but, the government actually subsidise businesses to have branches in Scotland.
I don't know where you live, so I can only base this search on Glasgow, however I just found this.... It isn't a building job, or anything similar.
[url]http://www.jobsinglasgow.com/JobDetails.aspx?id=4468[/url]
Oh really? And where might you be quoting this from?
If you are talking about Scottish Enterprise for example, they are Government/Scottish Executive funded but you should take a look at the companies that have taken the money and ran. Chung-Wa to name but one.
623 lives in the Dunfermline area, not exactly 10 minutes from Glasgow.
I agree with a lot of your points Salsa but some of the postings on this thread are getting plain silly, and as everyone knows, that's my job!
[/quote]
Smurfy you made a good point when you said being at home gives you the time to live more cheaply.
623 - I know i will not make myself popular by saying this but you do not HAVE to stay in Scotland if things are so bad. I am a Londoner and had to move out of London because I could not afford a home for my growing family on the wages I was earning. I had to move somewhere cheaper.
Whatever your views on poverty and however much you disagree with Salsa, you have no right to be as abusive as you were.
I am a socialist through and through and I sympathise completely with people who are genuinely in hardship. I would (and have) fight for their rights to the end but being a socialist also means that people should help themselves wherever possible - they need a hand up not a hand out.
You look hard enough and want it enough, there is always a job to be hard. I have always found this. I have had 4.
Those elephants are dirty buggers though.
2nd, I wronder of peterbourgh is a good place for jobs?
Compared with many cities, Peterborough has a high number of unemployed. This is because there are too many people with poor basic skills and little or no experience in any trade or vocation. This is because there is so much apathy here and very low aspirations. I have a good job because I have worked very hard to get employable qualifications. Part of my job is to skill people up for the workplace and believe me, it's an uphill struggle at times.
2nd, I wronder of peterbourgh is a good place for jobs?
Compared with many cities, Peterborough has a high number of unemployed. This is because there are too many people with poor basic skills and little or no experience in any trade or vocation. This is because there is so much apathy here and very low aspirations. I have a good job because I have worked very hard to get employable qualifications. Part of my job is to skill people up for the workplace and believe me, it's an uphill struggle at times.
'illegitimi non carborundum'
I know you were off sick. I never said you weren't. Why are you assuming the comments were aimed at you? I was talking generally about life on benefits as someone who is experiencing it.I think I can decide for myself whether cleaning toilets or stacking shelves would give me 'self-respect', thank you very much - and whether I need to spend my money on a slow bloody cooker!
I took the post as meaning me, because it was in response to a post I made about me.
I don't understand why you have become so agressive towards me smurfy. I made a genuinely nice suggestion and you jump down my throat.
623 lives in the Dunfermline area, not exactly 10 minutes from Glasgow.
As I said previously I didn't know where 623 lived, and I am not actually talking about him personally. Just showing that there are jobs if you want them.
What's it like having a head stuck up you?
mmmmffffmmffffm ahummfff.
if six gas workmen taek 3 days to fix a 1mile strat of gas pipe line, while 3 gas workmen take 8 days,to fix the smae gas pipe, while a enogh road tar is avilblre
What time will there breakoff for lunch:>
If its the utilities workmen, 8:00AM.
I'm wondering what 623 will want to debate next week.
I can hardly wait to find out.